Author Bio
Sergio Navajas
Sergio Navajas is a senior specialist at IDB Lab, the innovation laboratory of the Inter-American Development Bank (IDB) Group.
He leads initiatives that harness financial innovation—including tokenization, artificial intelligence, and next-generation payments—to expand economic opportunity and strengthen financial inclusion.
With more than 25 years of experience across multilateral and bilateral organizations, academia, and the private sector, he has played a key role in advancing financial inclusion in Latin America and the Caribbean.
He has led projects, research, and partnerships that have expanded access to finance across the region.
Today, he focuses on frontier areas that connect emerging technologies with people-centered outcomes in developing markets.
He holds a doctorate in development and finance from The Ohio State University and has worked with USAID, The Ohio State University, and Banco Bisa in Bolivia.
Posts by Sergio Navajas
Five Drivers Reshaping Finance in Latin America and the Caribbean
The tech revolution is breaking down structural financial barriers across Latin America and the Caribbean. Informal workers, rural communities, and small businesses are gaining rapid access to digital savings accounts, microloans, and instant transactions, often at little or no cost. But what’s really driving this transformation?
Financial Inclusion, Key to Latin America & the Caribbean's Recovery
Financial inclusion is playing a fundamental role in Latin America & the Caribbean's economic response and will be essential for its economic recovery: such is one of the main conclusions of the Global Microscope 2020 report.
Global Microscope 2019: What Can Decision Makers Learn From It?
The Global Microscope on Financial Inclusion is a wealth of information on Latin America and the Caribbean. It is also an insightful road-map for smart decision-making in the year ahead.