Welcome to IDB Invest web site (the “Web Site”). Please take a few minutes to review these Terms of Use ("Terms"). The Terms govern your use of this Web Site, applications and/or social media tools provided to you by IDB Invest. Therefore, by using this Web Site you agree to the Terms and any modifications thereto made by IDB Invest from time-to-time and posted on this Web Site. The use of the Web Site is governed by the Terms as set forth below.
Use of our applications ("Apps") are governed by the terms you accepted at the time you purchased or downloaded it, these Terms and the terms of your mobile service provider and mobile device operator. Our social media pages, which include but are not limited to Facebook, Twitter and LinkedIn (collectively "Social Media"), are delivered to you in accordance with these Terms and the terms of use of each of the Social Media operators.
By accessing and using this Website, the Apps and/or the Social Media you certify that you are of legal age to form a legally binding contract, and you further agree to such terms and conditions, as they may be modified by IDB Invest from time-to-time and posted on this Web Site.
Use: IDB Invest maintains this Web Site, its Apps and Social Media primarily for information purposes. Users may download, copy and reprint information from the Web Site for the purpose of interacting with IDB Invest and for other non-commercial purposes, subject to any terms and conditions contained within materials expressly attributed to third parties, so long as IDB Invest is cited as the source of the originating material.
Users may not place "frames" around or mirror material from the Web Site without the express written authorization of IDB Invest. Users may not reproduce, modify, copy, sell, create derivative works from, distribute, or publicly display any content from, or exploit for any commercial purposes, any material, information, content, code or data on or available through the Web Site, its Apps and/or Social Media.
The contents of materials expressly attributed to third parties are the property and responsibility of such third parties and not of IDB Invest. Use of such information is subject to the legal terms and conditions set forth by the relevant third parties. Trade names, marks, logos and domains contained on the Web Site, Apps and/or Social Media are the intellectual property of their respective owners and are protected by intellectual property laws.
License: IDB Invest grants you a limited, non-transferable, revocable license to access the Website and view the content on the Apps and Social Media on your personal computer or mobile device for your personal use only. Access to the Web Site, Apps and Social Media is licensed, not sold, to you, for use only under these Terms, the terms of your mobile service provider and mobile device operator, and the terms of use of each of the Social Media operators, as applicable. IDB Invest may revoke your license to access and/or use the Website, Apps and Social Media, at any time and for any reason without advance notice to you.
Links to/from Third Party Sites: This Web Site, Apps and/or Social Media contain links to third-party web sites not under the control of IDB Invest. IDB Invest provides these links as a convenience for users of the Web Site, Apps and/or Social Media; IDB Invest is not responsible for their contents. The presence of a link does not imply endorsement or approval of its contents by IDB Invest. Likewise, no Third Party may link or deep link to any part of this Web Site, Apps and/or Social Media without IDB Invest’s prior written consent.
Use of Communications Facilities: This Web Site, Apps and/or Social Media may contain bulletin boards, chat rooms, access to mailing lists or other message or communication facilities. You agree to use the communication facilities only to send and receive information and materials that is proper and relevant to the communication facility.
When using the communication facilities you will not: defame, abuse, harass, threaten or otherwise violate the legal rights of others; publish, post or distribute any defamatory, infringing, obscene, indecent or unlawful material; upload or attach files that contain copyrighted material unless you own or control such copyright; upload or attach files that contain viruses or similar software; delete any author attributions or legal/proprietary notices in any file that is uploaded; advertise or offer goods or services, or conduct surveys, contests or chain letters; or download any file posted that you know, or reasonably should know, cannot be legally distributed in such manner.
Any contribution you post to the Web Site, Apps and/or Social Media will be considered non-confidential and non-proprietary. By providing any contribution on the Web Site, Apps and/or Social Media, you grant IDB Invest, the Inter-American Development Bank Group members and IDB Invest’s service providers, and each of their, and our respective licensees, successors and assigns the right to use, reproduce, modify, perform, display, distribute and otherwise disclose to third parties any such material.
Personal Information and Cookies: IDB Invest does not automatically collect personal information regarding your use of the Web Site, Apps and/or Social Media. However, if you submit any information through an interface of the Web Site, an App and/or Social Media including while registering for an event or inquiring about financing for your enterprise, or if you use a communications facility of the Web Site, App and/or Social Media you may be asked for personal information such as your name, place of employment and email address, or information related to your business such as number of employees, annual sales information, etc. Any reliance you place on such information is strictly at your own risk.
We disclaim all liability and responsibility arising from any reliance placed on such materials by you or any other visitor to the Web Site, Apps and/or Social Media, or by anyone who may be informed of any of its contents.
Information provided by you through the Web Site, Apps and/or Social Media may be used by the Inter-American Investment Corporation (IDB Invest) and shared with the Inter-American Development Bank and other strategic partners of IDB Invest to determine eligibility for financial and nonfinancial products. Furthermore, by using this Web Site, you accept that the information you provide to IDB Invest through the Web Site will be treated in accordance with IDB Invest's Disclosure of Information Policy.
The Web Site, Apps and/or Social Media may set a cookie that enables the Web Site to remember you the next time you visit, so that you don’t have to re-enter information that you already typed in. Likewise, IDB Invest, through this Web Site, Apps and/or Social Media may collect and use technical data and related information, including but not limited to technical information about your mobile device, system and application software in order to provide support and services to you.
In addition, the Web Site may record your IP address and information such as your browser type and operating system. This information helps IDB Invest learn about the geographical distribution of Web Site visitors. This information is never connected with the personal information you supply to IDB Invest through the Web Site or otherwise.
Disclaimer: All information on the Web Site, the Apps and/or Social Media are provided "AS IS", with no express or implied warranty of any kind, including but not limited to any warranty of merchantability, suitability, availability, non-infringement or fitness for any particular purpose. Use of this Web Site, Apps and/or Social Media is at user's sole risk. IDB Invest makes no warranty as to the accuracy, completeness, reliability or timeliness of any of the material or information on the Web Site, Apps and/or Social Media and under no circumstances, including but not limited to, negligence, shall IDB Invest be liable for any direct, indirect, incidental, special or consequential expenses or damages incurred by reason of its use, including expenses or damages arising from communication failure and/or computer malfunctions associated with use of the Web Site.
Information that relates to a particular date is offered only as of such date and IDB Invest undertakes no obligation to update any material on the Web Site, Apps and/or Social Media. IDB Invest may, in its discretion, periodically add, change, improve or update the materials on the Web Site, Apps and/or Social Media without notice, and reserves the right to limit or discontinue the Web Site, Apps and/or Social Media or deny any user access thereto without notice.
As a condition of use of the Web Site, Apps and/or Social Media, you agree to indemnify IDB Invest from and against any and all actions, claims, losses, damages, liabilities and expenses (including reasonable attorneys' fees) arising out of your use of the Web Site, Apps and/or Social Media, including without limitation any claims alleging facts that if true would constitute a breach by you of these terms and conditions.
If the user is dissatisfied with any material on the Web Site, Apps and/or Social Media or with any of terms and conditions of use of the Web Site, Apps and/or Social Media, such user's sole and exclusive remedy is to discontinue using the Web Site, Apps and/or Social Media.
Nothing in the Web Site, Apps and/or Social Media or any materials therein shall be construed, explicitly or implicitly, to contain any Investment recommendations. IDB Invest is not registered under the U.S. Investment Advisers Act of 1940. Accordingly, nothing in this Web Site, Apps and/or Social Media or in any materials therein constitutes an offer of or an invitation by or on behalf of IDB Invest to purchase or sell any securities, nor should it be considered Investment advice.
The Web Site, Apps and Social Media are controlled, operated and administered by IDB Invest from its offices within the United States of America. IDB Invest makes no representation that materials at the Web Site, Apps and Social Media are appropriate or available for use at other locations outside of the United States of America.
Access to the materials on the Web Site, Apps and/or Social Media at any location where such content may be illegal is prohibited. If you access the Web Site, Apps and/or Social Media from a location outside of the United States of America, you are solely responsible for compliance with local laws.
The opinions and findings of authors or compilers contained herein are not necessarily those of IDB Invest or its member countries. Except as otherwise noted, the material on the Web Site, Apps and/or Social Media are the property of IDB Invest and is subject to the copyright, trademark and other intellectual property laws of the United States of America and other jurisdictions. All uses of the Web Site, Apps and/or Social Media are subject to these laws.
Export Regulation: The App may be subject to US export control laws, including the US Export Administration Act and its associated regulations. You shall not, directly or indirectly, export, re-export or release the App to, or make the App accessible from, any jurisdiction or country to which export, re-export or release is prohibited by law, rule or regulation.
You shall comply with all applicable federal laws, regulations and rules, and complete all required undertakings (including obtaining any necessary export license or other governmental approval), prior to exporting, re-exporting, releasing or otherwise making the App available outside the US. Nothing in this statement shall constitute or be considered to be a limitation upon or a waiver of the privileges and immunities of IDB Invest, which are specifically reserved.
Applicable Law: These Terms will be governed, interpreted and enforced in accordance with the laws of the District of Columbia, United States of America, without giving effect to the conflict of laws provisions of that jurisdiction. Any legal action over the contents of the Web Site, Apps and Social Media shall be brought in the federal courts located in Washington, D.C.
No waiver by IDB Invest of any provision of these terms and conditions shall be binding except as set forth in writing signed by its duly authorized representative. Nothing in the Web Site, Apps and/or Social Media shall constitute or be considered to be a limitation upon or a waiver of the privileges and immunities of IDB Invest, which are specifically reserved.