María Laura Lanzalot is the Development Effectiveness Officer of IDB Invest in Argentina. María Laura supports the identification, design, monitoring and evaluation of projects and investments in order to maximize their impact on economic, social and environmental development, with a focus on projects with financial institutions. Additionally, she contributes in the implementation of economic analysis, impact evaluations and testing of innovative solutions. Previously, she worked in the Department of Development Effectiveness in Washington DC. Her areas of interest are economic development, financial inclusion and applied economics. She has a master's degree in economics from the Universidad de San Andrés (UdeSA) and a bachelor's degree in economics from the University of Buenos Aires (UBA).
Reaping the rewards of e-commerce is a challenge for many MSMEs. The solution may lie in the so-called “digital credit” offered by fintech companies within commercial platforms that bypass traditional banks.