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Author Bio

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Ana María Zárate Moreno

Ana María Zárate Moreno is a senior specialist in the Connectivity, Markets, and Finance Division of the Inter-American Development Bank (IDB). 

She is an economist from the Universidad Nacional de Colombia and holds a master’s degree in public policy with an emphasis in regulatory policy from George Washington University. 

Her current work focuses on the access to finance of small and medium-sized enterprises, financial regulation and regulatory innovations, digital payments, open finance, and digital financial inclusion.

Previously, she worked at Colombia’s National Planning Department, the World Bank’s Doing Business team, and the Center for Regulatory Studies at George Washington University.

Posts by Ana María Zárate Moreno

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Five Drivers Reshaping Finance in Latin America and the Caribbean

The tech revolution is breaking down structural financial barriers across Latin America and the Caribbean. Informal workers, rural communities, and small businesses are gaining rapid access to digital savings accounts, microloans, and instant transactions, often at little or no cost. But what’s really driving this transformation? 

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Trending: Markets' Growing Appetite for Sustainability

The investment community in Latin America and the Caribbean longs for two things these days: innovation and thematic bonds. This flourishing interest in environmental, social and governance matters will be critical to financing the construction of a better world.